Tuesday 31 July 2012

Documents Required For Car Loan

Documents Required for Bank Loan Application under individual (employee):

A)For Government Servants(BUYER):
1) MyKad
2) Driving Licence (P) or (D)
3) Payslip 3 months (latest)
4) Bank Statement 3 months (latest) as supporting *optional*

For Government Servant(Guarantor):
1) MyKad
2) Payslip 3 months (latest)
3) Bank Statement 3 months (latest) as supporting *optional*

B)For Private Staffs(BUYER):
1) MyKad
2) Driving Licence (P) or (D)
3) Payslip or salary payment vouchers 3 months (latest)
4) EPF Statement (current)
5) Bank Statement 3 months (latest) as supporting *optional*


For Private Staff(Guarantor):
1) MyKad
2) Payslip 3 months (latest)
3) EPF Statement (current)
4) Bank Statement 3 months (latest) as supporting *optional*

*Guarantor must be immediate family member only

*Private staff can have a government servant as guarantor and/or government servant can have a private staff to be the guarantor.

* if buyer do not have any driving licence also can buy,only need Guarantor's driving license (P) or (D).

* Letter of employment is needed if just start working only

*To apply Government Loan, please contact me for a quotation that need to be attached for your government loan, usually required by your HR department.


C)For Self Employed,
1) Mykad
2) Driving Licence (P) or (D)
3) 6 months bank statements or bank saving book (latest)
4) Borang B (with tax payment receipt) (latest)
5) 6 months commission statement (latest)

D)For business Sole Proprietor or Partnership,
1) Owners' Mykad
2) Driving Licence (P) or (D)
3) Certificate of Business Registeration (Form A, B & D)
4) Relevant documents as proof of income of business
5) 6 months bank statement (latest) (sole proprietor)
6) 3 months bank statement (latest) (partnership)

E)For Business Private Limited Company (sendirian Berhad or SDN BHD)
1) Form 9, 13, 24 & 49
2) Company's Directors and Management profile (latest)
3) Directors' Mykad
4) 3 months company's bank statement
5) Guarantor's Mykad (if applicable)

F)For Business Public Listed Company (Berhad or BHD)
1) Form 49 (latest)
2) Audited Annual Financial Statement (latest)

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